Attention homeowners in Shallotte and Brunswick County: Need an appraisal?

The top reasons NC homeowners hire Seabreeze Appraisals, Inc.:

  1. To get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
  2. To challenge a NC property tax assessment
  3. Remove PMI to reduce a monthly mortgage payment
  4. To reinstate their Home Equity Line of Credit (HELOC)
  5. To review a different appraiser's report for verification
  6. In the case of a NC divorce, when real estate needs to be divided
  7. Settle an estate in NC by determining the true market value of real estate in question

Do you own a home in or near Shallotte? Do you need help deciding the price of your real estate?
Contact Seabreeze Appraisals, Inc..

At Seabreeze Appraisals, Inc., we understand the unique needs of a consumer seeking appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your home because you most likely have an emotional attachment to it. Professional appraisers, like the ones at Seabreeze Appraisals, Inc., will be objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your home will attract interested buyers. It gives you something concrete to show your buyer. It's an independent third party's opinion of your property's value, and not just how much you think your home is worth. Potential buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to a qualified appraiser's value judgement than yours.

Appraisals to remove PMI

A popular way to cut expenses for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your home. In most cases you can apply to a lender to have the PMI removed from your loan. We are experts in helping folks just like you dismiss unwanted and unneeded PMI insurance.

Challenging property tax assessments

If you live in a region that is going down or not appreciating as much as other houses close to yours, your local tax assessor may have your house overvalued. This means you are going to pay higher taxes than you should be paying. The earlier you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. An expert appraisal from Seabreeze Appraisals, Inc. is your number one weapon when challenging your property tax assessment.

HELOC recently frozen?

Your lender might decide to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area -- even if your specific property has not declined in value. Not only can this be disadvantageous from a cash flow standpoint, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. Seabreeze Appraisals, Inc. can help you reinstate your home equity line of credit with an expert appraisal.

We Also Provide Field and Desktop Appraisal Review Services

Have you just received a copy of your appraisal and you'd wish to have a professional double-check it for precision or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal? An appraiser from Seabreeze Appraisals, Inc. can go out and check the subject and comparables in question in a field review. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Seabreeze Appraisals, Inc. can help you with that. While usually requested by banks, you may wish to exercise this service if you suspect mortgage fraud related to your property.